CO-OP Surcharge-Free ATMs and Branches
What Does That Mean for You?
Over 30,000 surcharge-free ATM locations-that’s more than just about any bank, anywhere.
Over 5,600 convenient branches and self-service locations covering all 50 states
Surcharge-free ATMs at convenient retail locations
Easily find ATMs and Shared Branch locations using mobile app, internet and phone locator tools.
If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch using a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for cash withdrawals for CO-OP users using out-of-state IDs.
If you plan to travel to a different state outside of Kansas, you can use one of our Shared Branch CO-OP Partners! Simply visit the credit union and scan the QR Code they provide. OR, you can plan ahead and get started by visiting verify.coop.org and you'll be ready to use Shared Branching with your out-of state ID.
It’s secure, simple and quick! Simply scan the QR code located in the branch or visit verify.coop.org to get started.


Get started today by filling out this application!