Youth Accounts

Ages 0-9
WFCU provides the tools parents and guardians need to help educate and build a strong financial foundation for children. Members ages 9 and under can learn basics about money and savings and at the same time, parents and guardians can set up an account for children to start saving money.

Savings

• $25 minimum opening deposit

• Parent or Guardian must be on account with minor
  
  

Youth Certificates

• $100 minimum opening deposit

• Dividends Paid Quarterly

• Additional deposits accepted
  
  

To open you will need the following:

• Valid Driver's License or government issued Photo ID

• Current residential address (proof of residency if address does not match government issued Photo ID )

• Social Security Card

• Parent/Guardian personal information (if applicable)

• Valid e-mail address

Ages 10-14
Savings account plus optional checking account. Yeah, we know nobody writes checks anymore, but it is still called a checking account, and you need one because you buy stuff. Plus, it's FREE and easy to set up.

Account Benefits

• Learn about what you can do with money.

• Get your own Visa® Debit Card instantly before you leave the credit union if you open a Checking Account.
  
  

Savings

• $25 minimum opening deposit

• Parent or Guardian must be on account with a minor.
  
  

Optional Checking Account includes:

• Checking account designed for ages 10-14

• FREE instant issue Visa® Debit Card

• FREE mobile app

• FREE online banking

• Texts Alerts

• No minimum balance

• No monthly maintenance fees

• $25 minimum opening deposit

• Parent/Guardian must be on account with minor
  
  

Youth Certificates

• $100 minimum opening deposit

• Dividends Paid Quarterly

• Additional deposits accepted
  
  

To open, you will need the following:

• Valid Driver's License or government issued Photo ID

• Current residential address (proof of residency if the address does not match government issued Photo ID )

• Social Security Card

• Parent/Guardian personal information (if applicable)

• Valid e-mail address

Ages 15-17
WFCU is here to help you prepare with the knowledge and skills needed to make good financial decisions as an adult. For example, open a checking account, and your teen can learn how to use a Visa® Debit Card responsibly and track transactions. These skills will come in handy now and in their financial future.

Account Benefits

• Learn about buying a first car, maintaining a good credit rating, and more.

• Get a Visa® Debit Card instantly.

• Apply for a Dana Winkler Scholarship, and if selected, earn up to $2,000 for tuition.
  
  

Savings

• $25 minimum opening deposit

• Parent or Guardian must be on account with minor
  
  

Optional Checking Account includes:

• Checking account designed for ages 15-17

• FREE Instant Issue Visa® Debit Card

• FREE mobile app

• FREE online banking

• Text Alerts

• No minimum balance

• No monthly maintenance fees

• FREE e-Statements

• Earn dividends when balances exceed $1500

• $25 minimum opening deposit
  
  

To open, you will need the following:

• Valid Driver's License or government issued Photo ID

• Current residential address (proof of residency if the address does not match government issued Photo ID )

• Social Security Card

• Parent/Guardian personal information

• Valid e-mail address

Parents /Guardians
WFCU provides tools to help your children build a strong financial foundation starting at an early age. We can help you navigate the process with account options and educational tools specifically tailored to your child’s age. Plus, we offer great resources for parents or guardians who wish to learn more about banking, investing and general finance management.

Account Benefits

• Get your own Visa® Debit Card instantly.

• Easy mobile and online banking – Transfer your child’s allowance directly into their account

• Teach your child the power of good savings habits and earning interest
  
  

Savings

• $25 minimum opening deposit

• Parent or Guardian must be on account with minor
  
  

Youth Certificates

• $100 minimum opening deposit

• Dividends Paid Quarterly

• Additional deposits accepted
  
  

Optional Checking* Account includes:

• Checking account designed for ages 10-14

• FREE instant issue Visa® Debit Card

• FREE mobile app

• FREE online banking

• Text Alerts

• No minimum balance

• No monthly maintenance fees

• $25 minimum opening deposit

• Parent/Guardian must be on account with minor
  
  

To open you will need:

• Valid Driver's License or government issued Photo ID

• Current residential address (proof of residency if the address does not match government issued Photo ID )

• Social Security Card

• Parent/Guardian personal information

• Valid e-mail address
  ​​​​​​​

Supporting Your Family
As a parent, you do everything possible to make the best decisions for your family. At WFCU, we want to help guide you through those choices so you can better decide what is right for you and your family. Take a look at some of the resources we have available to you to aid in your financial decision-making process.