Visa Debit and Credit Extra Awards

Get rewarded for using your WFCU Visa Awards Credit Card and your Awards Debit Card with our Thrive Checking Account.

Our awards program gives you the freedom to use your points the way you want to. Choose from various travel-related services, merchandise, and gift cards, or get cash back instantly in your account.

To redeem points, click on "Redeem Points Now," then choose your Awards Credit Card or qualifying Awards Debit Card from the dropdown.

Redeem Points Now

Apply for a WFCU Visa

Open a THRIVE Checking Account


Visa Credit Card Benefits

  • Waived Annual Fee*

  • No Fee For Balance Transfer*

  • No Fee For Cash Advances*

  • Earn Points Every Time You Use Your WFCU Visa Extra Awards Credit Card

  • Current WFCU Visa Card Holders are automatically enrolled in the Visa Extra Awards Program

A Visa Credit Card from WFCU offers competitive rates as low as 13.50% APR**. You also have the option to transfer your balance from another credit card.
Earn one point for every dollar spent on purchases when using your WFCU Visa Extra Awards Credit Card.

Point Expiration:
Your points are good for four years (48 months). If your points are not used within this time, they will expire.

Maximum Points Allowed:
There are no maximum point accumulations on your program.


Debit Card Awards

  • Only available with a THRIVE checking account.

Our THRIVE CHECKING ACCOUNT is great for members who use their debit card frequently and want to earn rewards for everyday debit card purchases.

Benefits of our Thrive Checking Account:

  • Rewards Debit Card

  • Earn up to $10 in points each month, redeemable as cash through card awards

  • 1 point earned per dollar spent on purchases over $5

  • 400 points = $1 redeemable

  • Points expire after one year (12 months) if not redeemed



Learn More about our Thrive Checking Account



How to Redeem Your Extra Awards Points

Redeem your points for cash back, a gift card to use for whatever you want at top retailers, major restaurants, airfare to anywhere, rental cars, hotels, and more. Every time you use your WFCU Visa Extra Awards Credit Card or your Debit Card with a Thrive Checking Account, you'll earn points that can be redeemed online or by phone.

  1. ONLINE:

    1. Login to online banking here, and click on the CARD AWARDS option to the left of your screen.

    2. Select your account on the dropdown. Be sure to select the last four digits of your CREDIT CARD or your DEBIT CARD, depending on which one you want to redeem points from.

    3. Choose your option for payout.

  2. MOBILE:

    1. Login to your WFCU Mobile Banking App, and click on the CARD AWARDS to the left of your screen.

    2. Select your account on the dropdown. Be sure to select the last four digits of your CREDIT CARD or your DEBIT CARD, depending on which one you want to redeem points from.

    3. Choose your option for payout.


For Assistance:

  1. PHONE:

    1. Contact the Awards Redemption Center at 833-606-4170, Mon. - Fri., from 8am to 8pm (CST) for personalized service.

  2. EMAIL:

    1. Send an email to: support@loyaltyredemptioncenter.com



Program Rules:

CLICK HERE